Thank you for critical feedback, we are so sorry becasue it's hard to use from the begining.
We are working to make it more intuitive for every one. So, if you still want to try Money Lover, here are the guides.
How to start using Money Lover
http://note.moneylover.me/start-manage-expense/
How to manage budgets
http://note.moneylover.me/how-to-create-a-budget-in-money-lover/
How to export data to Excel / CSV
http://note.moneylover.me/how-to-export-to-csv-or-excel/
How to manage debt and loan
http://note.moneylover.me/how-to-manage-personal-loans/
Hope it helps, if you have more question, please feel free to reach us via [email protected]