As much as we might want to take on the “hippie life,” we have to admit that money dictates pretty much everything in our life. We need money to buy food, to pay rent, to go see a movie – we need money for everything. However, money does not fall from the sky. We work hard for it, which means that every penny matters – so we can’t just blow it…
A credit card can be a really useful thing to have in your back pocket. But many of us also know if it’s not used properly, or you don’t keep track of how you’re using it, it can be a very expensive way of borrowing. This fact, and the importance of reading all the information you’re sent before you sign up, was really brought home to…
Credit cards can be very secure and convenient methods of payment, but they aren't perfect. Credit card users will make mistakes, and cards carry fees and penalties that will in a sense "punish" you for your bad behavior. Thankfully, the most common credit card problems also have solutions. So when you find yourself wrestling with one your cards, consider these five common credit card problems, and how to fix them.…
Even though credit cards offer convenience, they often can be a trap, leaving you with mountains of expensive debt. Rather than thinking of your credit cards as a way to spend, you can turn them into money-earning devices. As long as you make your payments faithfully, the judicious use of credit cards can be quite profitable. 1. Get Money With Discount and Cash-Back Credit Cards To make money using credit…
Do you run out of money before the end of every month and have no track of where all your money is going? Well, you need budgeting or budgeting planner app. Budgeting lets you understand how much money you have, where it is spent and how you can best allocate those funds. Keeping track of your finances becomes even more important when you have little money. So to help you…