Budget, simply, is a plan to spend money in week, month or even year. Reasons why you should have budget: Find ways to spend less money, so that we can save more money Find out whether our spending is really as low as it can go and determine that we need to make more money to afford our life Determine if we can spend less in one area, so that…
Have you ever tried to make your life easier to live and more organized. We ask ourselves how to make it happen everyday. And we figure out that man are making things more and more complicated than simplify it, as we should, especially in managing our daily expenses. Spreadsheets: so complicated We guess you heard a lot about using spreadsheet to record and calculate your expenses. But, Is it worthy…
Having difficulty planning your budget? Use this Monthly Budget Calculator to help you identify your monthly income and expenses. Lot of blogs, articles advised us to set up a budget spreadsheet for your expense and income. You can find some ready-to-use budget templates from Microsoft. Let's take a look. How budget template works? Add new categories you want to track to the Budget summary table or modify those that have…
With the year coming to an end, everyone is scrambling to lay out their budgets for the upcoming holidays and, of course, tax season. If you’re one of the millions of people who recently took on a new car loan, home loan, or credit expense in 2017, or even if you aren’t, there’s no better time to begin getting together your personal finances for the new year…
If 100 people lived on earth, do you know how many people spend less than $2 a day? We have some statistics here: 15 spend $2 a day 56 spend $2-$10 a day 13 spend $10-$20 a day 09 spend $20-$50 a day 06 spend $50-$90 a day 01 spend > $90 a day Let's discover some interesting facts about location, spending, beliefs, and more of people…