Posts tagged with Budgeting


Budget, simply, is a plan to spend money in week, month or even year. Reasons why you should have budget: Find ways to spend less money, so that we can save more money Find out whether our spending is really as low as it can go and determine that we need to make more money to afford our life Determine if we can spend less in one area, so that…

With 1 dollar, what things you can buy around the world? It's could be 2 kg of potatoes or a bottle of Coke only. In fact that about 15 percent of people spend less than $2 a day. If you have a budget with $1 only, what could you afford? Ciao, posso avere un espresso? - It's 1 dollar for an espresso in Italy. A glass of beer is enough…

Having difficulty planning your budget? Use this Monthly Budget Calculator to help you identify your monthly income and expenses. Lot of blogs, articles advised us to set up a budget spreadsheet for your expense and income. You can find some ready-to-use budget templates from Microsoft. Let's take a look. How budget template works? Add new categories you want to track to the Budget summary table or modify those that have…

With the year coming to an end, everyone is scrambling to lay out their budgets for the upcoming holidays and, of course, tax season. If you’re one of the millions of people who recently took on a new car loan, home loan, or credit expense in 2017, or even if you aren’t, there’s no better time to begin getting together your personal finances for the new year…

Money Management is a process of tracking, balancing and aggregating your income and expenses, in order to help people with wiser spending habit and active personal finance. Good money management is having a good distribution of income on daily basis. You may don’t have high salary or be wealthy, but you can pay for any living costs without any financial problems at the end of the month. In other…